Quebec Fertility Treatment Coverage
Healthcare coverage for infertility treatment varies considerably by each province in Canada. On November 10, 2015, a new law (Bill 20) went into effect which terminates almost all services related to In Vitro Fertilization (IVF) previously insured by Régie de l’Assurance Maladie du Québec (RAMQ). RAMQ no longer provides coverage for In Vitro Fertilization (IVF), except in cases of egg/embryo freezing for cancer patients.
Patients now have to self-pay for IVF treatment services. As part of the restructuring, new eligibility conditions regarding the tax credit were introduced so that the tax assistance granted for expenses incurred after November 10, 2015 cover only a limited number of In Vitro Fertilization cycles and is restricted to persons who do not have children and who did not choose voluntary sterilization for contraceptive purposes. The terms for calculating the tax credit were also reviewed to take into account the financial ability of households to contribute to the payment of their In Vitro Fertilization treatment. To that end, rate tables were established to offset 20% to 80% of expenses paid in a year, up to $20,000.
For additional information regarding IVF coverage and tax assistance, visit: http://www.finances.gouv.qc.ca/documents/bulletins/en/BULEN_2015-6-a-b.pdf
Turn Your Treatment into Affordable Monthly Payments
At Procrea Fertility, our primary goal is to serve our patients with respect, compassion and understanding throughout their treatment journey. Each patient’s infertility treatment plan addresses their individual needs, the same is true of the costs associated with that plan. We understand that cost is an important consideration as you determine your course of treatment.
Healthcare coverage for infertility treatment varies considerably by province in Canada. Having a financing plan can help ease the stress of covering costs that healthcare plans don’t cover. Procrea Fertility is pleased to offer patients access to credit through Health Smart Financial Services. You can finance any treatment, service or product over $300 provided by Procrea.
To learn more about financing options through Health Smart, contact your nearest Procrea Fertility office to make an appointment with our financial counselor or click here to read more about Health Smart financing plans. You may also click the button below to apply online directly.